Auto Coverages

Auto Coverages-Enhancements-Discounts

Part 1. Bodily Injury to Others

This covers injuries you cause to people who are not in your car.

Part 2. Personal Injury Protection

This covers you, anyone else in your car and pedestrians regardless of fault.

Part 3. Bodily Injury Caused by an Uninsured Auto

This covers you for injuries caused by an Uninsured auto.

Part 4. Damage to Someone Else’s Property

This covers damage you cause to someone else’s property.

Part 5. Optional Bodily Injury to Others

This extends your coverage out-of-state and allows passengers to be covered by Part 1.

Part 6. Medical Payments

This covers you and anyone else in your car for medical payments, regardless of fault.

Part 7. Collision

This covers damage to your car resulting from a collision, regardless of fault.

Waiver of Deductible:
If you are 50% or less at fault AND can identify the other party, your deductible will be waived.

Part 8. Limited Collision

This covers damage to your car resulting from a collision, BUT ONLY if you are 50% or less at fault AND can identify the other party.

Part 9. Comprehensive

This covers damage to your car other than by collision. Such as fire, theft, vandalism and glass break.

Part 10. Substitute Transportation

If you cannot drive your car due to a “covered” loss, you are eligible fo the reimbursement of the cost of substitute transportation.

Part 11. Towing and Labor

This covers the cost of towing and/or labor each time your car is disabled. Repair parts are not covered.

Part 12. Bodily Injury Caused by an Underinsured Auto

This covers you for injuries caused by an under-insured auto.

Under-Insured Auto	Covers You
A Vehicle which does not	In Your Own Car
Have enough insurance to cover your cost	In Someone Else’s Car
	As a Pedestrian

Auto Enhancements

To find out more, please call (800) 625-1000 to speak with a Borawski Insurance Representative

Discounts